Calculate Fixed Deposit maturity amount and interest. Free FD calculator for Indian investors with compound interest calculation.
Principal Amount
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Interest Earned
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Maturity Amount
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How to Use FD Calculator
Enter your fixed deposit principal amount, interest rate, and tenure. Select compounding frequency (monthly, quarterly, or annually). The calculator will compute your maturity amount and interest earned.
Benefits
Calculate FD maturity amount
Compare different FD rates
Understand compound interest
Plan your fixed deposits
Maximize your returns
Frequently Asked Questions
Fixed Deposit (FD) is a financial instrument offered by banks and NBFCs where you invest a lump sum for a fixed period at a predetermined interest rate.
FD interest is calculated using compound interest formula. The frequency of compounding (monthly, quarterly, or annually) affects the maturity amount.
Minimum FD amount varies by bank. Most banks allow FD investments starting from ₹1,000. Check with your bank for specific requirements.
Yes, FD interest is taxable as per your income tax slab. TDS is deducted at source if interest exceeds ₹40,000 (₹50,000 for senior citizens).
Yes, but premature withdrawal may attract penalty. Interest rate for premature withdrawal is usually lower than the contracted rate.
In cumulative FD, interest is reinvested and paid at maturity. In non-cumulative FD, interest is paid monthly, quarterly, or annually.